Ask yourself some Questions
If I was seriously ill tomorrow, who would earn the family income?
If I were to die tomorrow, do I have enough cover in place to pay the mortgage off?
How long would any work "Death in Service" benefits last?
How many years will it be until all my children have left home?
I could at least pay my mortgage, what would be left for my family?
would my family support themselves without my wage?
If I was seriously ill, who
would look after me? Who would pay for that? How would I pay for that?
If I was ill, how would I get the best care and best doctors that I might need?
If I lost my job, who would pay the mortgage
If I was
no longer able to work, how would I earn an income
What do I need to do to change
the answers to these questions?