First Time Buyers
Purchasing your first home is an exciting time, but it can also be a stressful and daunting process. We will be on hand to help guide you through the process and recommend the options that would suit you best.
At Derry Mortgage Centre we work with you to help you navigate possible mortgage options according to your budget, circumstances and requirements.
Building Relationships for first time buyers
As a first time buyer in Derry, or anywhere across Northern Ireland or Britain, we can provide you with expert mortgage advice and have an outstanding reputation. We aim to get you into your dream home quickly and seamlessly.
We work hard to maintain an excellent working relationship with our lenders, which means that we are often able to offer special rates on products from the major lenders in the United Kingdom and more specifically Northern Ireland. Our state-of-the-art mortgage sourcing systems ensure you get access to the most suitable mortgage products.
We can advise you on:
Derry Mortgage Centre are specialists in re-mortgage planning and execution both in Derry and throughout Northern Ireland. We can help you to switch to different lender or shop around and find a better deal for your current mortgage.
With our state-of-the-art whole of mortgage market sourcing, we can ensure that you get you the most suitable re-mortgage deal for your circumstances.
Finding the right re-mortgage option for you
Our re-mortgage services are designed to help you find the right mortgage solution for your current needs whilst also shaping your mortgage for the future. We offer expert advice on mortgage rates, rate duration, fees and loan terms, and can advise you on the most suitable products for your circumstances and budget.
Our re-mortgaging service includes:
Re-Mortgaging your home could:
Buy to Let
If you're preparing to buy a property to rent out, we can help you to determine which products are right for you based on expected rental income and interest rates.
As a specialist buy to let mortgage adviser, we source from the whole of the market to find the most suitable deal to suit your individual requirements. We can also arrange finance for:
- Auction finance
- First time buyers
- Homes of multiple occupancy (student properties)
- Refinancing a property within 6 months of purchase
- Limited company purchase and portfolio lending (England only)
Some Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
A flexible, accessible approach to buy to let mortgages in Derry
While many lenders specify that you must be a homeowner before being a buy-to-let client, Derry Mortgage Centre has access to products for first time buyer landlords. Additionally, your loan will be assessed on its anticipated rental return rather than on your own earned income level.
Give us a call and we can talk you through the range of deals we can source for you - We will show you our best buy tables at your free initial consultation.
Our Buy To Let Products Offer:
If you're moving house we can advise you as to which mortgage products are most suitable for you, and help you to navigate the end-to-end process.
If you already own a house and have an existing mortgage, but are looking to move house, Derry Mortgage Centre can help you find the most appropriate new mortgage to suit your circumstances. Offering a whole-of-market sourcing approach, we will ensure that you get the right deal, and that the entire house-moving process is as seamless and stress-free as possible.
Expert advice service
If you're moving house in Derry or Northern Ireland, why not call us to discuss your mortgage requirements and receive expert advice?