Your home may be repossessed if you do not keep up repayments on your mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage advice in Derry & across Northern Ireland

Derry Mortgage Centre offers a wide range of mortgage products and services, alongside expert mortgage advice. We take a whole of market approach, sourcing the ideal mortgage products based on your unique needs, and can recommend the best way to implement your chosen mortgage plans. 

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First Time Buyers

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Re-mortgages

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Buy to Let

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Moving House

Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority do not regulate Buy to Let mortgages.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

First Time Buyers

Purchasing your first home is an exciting time, but it can also be a stressful and daunting process. We will be on hand to help guide you through the process and recommend the options that would suit you best.

At Derry Mortgage Centre we work with you to help you navigate possible mortgage options according to your budget, circumstances and requirements. 

Building Relationships for first time buyers

As a first time buyer in Derry, or anywhere across Northern Ireland or Britain, we can provide you with expert mortgage advice and have an outstanding reputation. We aim to get you into your dream home quickly and seamlessly.

We work hard to maintain an excellent working relationship with our lenders, which means that we are often able to offer special rates on products from the major lenders in the United Kingdom and more specifically Northern Ireland. Our state-of-the-art mortgage sourcing systems ensure you get access to the most suitable mortgage products.

We can advise you on:

AIP (Agreement in Principle/ Proof of Mortgage Funding)

Lenders application processes and forms

Advise you on the required documents

Valuation Types and costs

Mortgage offer and next steps

Legal services and recommended solicitors

Completion and first payments

Required and recommended insurance solutions

Re-mortgages

Derry Mortgage Centre are specialists in re-mortgage planning and execution both in Derry and throughout Northern Ireland. We can help you to switch to different lender or shop around and find a better deal for your current mortgage.

With our state-of-the-art whole of mortgage market sourcing, we can ensure that you get you the most suitable re-mortgage deal for your circumstances.

Finding the right re-mortgage option for you

Our re-mortgage services are designed to help you find the right mortgage solution for your current needs whilst also shaping your mortgage for the future. We offer expert advice on mortgage rates, rate duration, fees and loan terms, and can advise you on the most suitable products for your circumstances and budget.

Our re-mortgaging service includes:

Expert guidance throughout the entire process - from initial quote to completion

Remortgage
deals to suit your
requirements

Remortgage deals to suit your requirements

Mortgage advice with knowledge from all
market sectors

Mortgage advice with knowledge from all market sectors

'Lender Fee Free' options available Free Valuations and Free Legal Conveyancing

Re-Mortgaging your home could:

Obtain better interest rates

Reduce monthly payments

Release funds from your property

Raise or reduce your mortgage term

Consolidate debts through the funds obtained**

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
**Securing short term debt against a long term borrowing plan will invariably make the cost of this borrowing more expensive over the full term.

Buy to Let

If you're preparing to buy a property to rent out, we can help you to determine which products are right for you based on expected rental income and interest rates.

As a specialist buy to let mortgage adviser, we source from the whole of the market to find the most suitable deal to suit your individual requirements. We can also arrange finance for:

  • Auction finance
  • First time buyers
  • Homes of multiple occupancy (student properties)
  • Refinancing a property within 6 months of purchase
  • Limited company purchase and portfolio lending (England only)

A flexible, accessible approach to buy to let mortgages in Derry

While many lenders specify that you must be a homeowner before being a buy-to-let client, Derry Mortgage Centre has access to products for first time buyer landlords. Additionally, your loan will be assessed on its anticipated rental return rather than on your own earned income level.

Give us a call and we can talk you through the range of deals we can source for you - We will show you our best buy tables at your free initial consultation.

Our Buy To Let Products Offer:

A broad range of products available for properties in both Northern Ireland and Britain

Highly experienced buy to let adviser

A fast and highly recommended service, from introduction to mortgage offer

Up to 75% loan to value

Extensive knowledge of lender critiera

Access to excellent conveyancing solicitors

First time buyer products available

Moving House

If you're moving house we can advise you as to which mortgage products are most suitable for you, and help you to navigate the end-to-end process.

If you already own a house and have an existing mortgage, but are looking to move house, Derry Mortgage Centre can help you find the most appropriate new mortgage to suit your circumstances. Offering a whole-of-market sourcing approach, we will ensure that you get the right deal, and that the entire house-moving process is as seamless and stress-free as possible.

Expert advice service

If you're moving house in Derry or Northern Ireland, why not call us to discuss your mortgage requirements and receive expert advice?

 
Fill in the call-back request form, or give us a call on 028 900 20599.

Get in Touch – initial in-depth consultation for free

As experienced mortgage adviser in Derry, we can advise you on a wide range of mortgage and insurance products and can deal with any case – however big or small, throughout Northern Ireland.

Derry Mortgage Centre

74 Chapel Road,
Derry, Co. Londonderry,
Northern Ireland
BT47 2BG

07877 130 022

02871 417 295

derrymortgagecentre@gmail.com

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Derry Mortgage Centre is a trading style of Neil Allan who is an appointed representative of Quilter Mortgage Planning, which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning is entered on the FCA register (http://www.fca.gov.uk/register/) under reference 565294.